Borrow is a non-custodial marketplace that aggregates major bitcoin loan providers, both on-chain and off-chain. It allows you to compare rates, fees, terms, and potential risks all in one place, then borrow securely without giving up control of your bitcoin.

No more manual searches. No tabs. No guesswork. And no more “wrapping-your-bitcoin” headaches. We handle it for you.

With Borrow, you choose the best deal, deposit your bitcoin, and access stablecoins securely—in just a few clicks. 

Your bitcoin remains under your control, always.

Why use Borrow?

Borrowing against your bitcoin can be tricky. Many platforms and lenders offer different interest rates, fees, collateral policies, and stablecoin choices. Some loans are fixed, others are variable. Wrapping your bitcoin on another chain can be complex.

The list goes on.

With Borrow, we’ve simplified everything. You choose the loan that works for you, and we take care of the wallet setup, bridging, and smart contract interactions, without taking custody of your bitcoin. 

How it works

1. Visit borrow.satsterminal.com

2. Choose how much you want to borrow

3. Compare loan offers from different loan providers

4. Pick the best deal for you

5. Deposit bitcoin

6. Receive USDC or USDT

It’s that easy. You choose the best loan for you and we do the rest.

Borrow is built for…

• Bitcoin hodlers who want liquidity without selling

• People who don’t want to waste time searching for the best deal

• People who want non-custodial borrowing with less complexity

• Those who want a safe, clear, and fair loan

FAQs

Is Borrow custodial?

No. You stay in control of your bitcoin. Borrow facilitates the process but never takes custody of your bitcoin.

Which stablecoins can I borrow?

Currently, you can borrow USDC and USDT, with more options planned.

Are interest rates fixed or variable?

Both are available. DeFi loans in particular can have variable rates that fluctuate with liquidity. Borrow makes this risk visible up front.

Why compare on Sats Terminal?

Rates alone don’t tell the full story. Borrow shows you not only the cost of borrowing, but also the important risks—like who holds your bitcoin or whether it gets reused or wrapped—so you can make a more informed decision and choose with confidence.

Try Borrow now

Ready to get the best loan rate on your bitcoin, with full visibility into the potential risks?

Start with a quick estimate and explore live markets today at borrow.satsterminal.com  

Borrow smarter. Borrow transparently. Borrow with Sats Terminal.